King v. Burwell (U.S. Supreme Court)

The Patient Protection and Affordable Care Act (ACA) created state-wide exchanges where individuals can purchase health insurance. Low-income individuals who do not qualify for Medicaid are entitled to tax credits to subsidize the purchase of health insurance when they acquire that insurance through the exchange “established by the State” under the ACA. A group of plaintiffs filed suit to challenge the availability of subsidies in states that have exchanges operated by the federal government.  On behalf of America’s Health Insurance Plans, we filed an amicus brief with the U.S. Supreme Court explaining that, given insurers’ obligations to provide universal coverage, the tax credits are an essential tool for broadening the risk pool and stabilizing the insurance market. We filed similar briefs for our client in earlier proceedings before the D.C. Circuit and the Fourth Circuit.